The market is HOT for real estate buyers. Even with higher mortgage interest rates, prices have fallen……no more overbidding, getting frustrated because there are 10 offers for the property. Homes prices peaked in May. Soon after they started falling. And falling. The same house that sold for $600,00 at the beginning of the year now is selling for $549,000. The payment is the same for either home. BUT you can refi when rates settle down. You can’t refi an overpriced home.